On 28 October, Chancellor John Healey delivers his first Budget under PM Andy Burnham and the speculation is already flying: pensions, capital gains, property taxes, you name it.

Here's the thing: last time pension cash was rumoured to be under threat, withdrawals jumped 63% in a year as people rushed to act "just in case." Some of that was sensible. A lot of it, in hindsight, wasn't because you can't undo taking money out of a pension.

For years, UK investors have sourced financial information from wherever it felt most accessible at the time.

Being a business owner is rewarding, but it doesn't come without challenges, especially when income isn't consistent. Is your income seasonal? Does it come in lump sums once jobs are complete? These are common realities for many entrepreneurs across many different industries.

This inconsistency can make it incredibly difficult to manage your finances. How much should you be reinvesting in the business? When do you pay yourself? How do you prepare for expenses like taxes, insurance or stock?

You never stop being a parent, and even your adult children may need some advice about their finances as they face new hurdles and begin thinking about their long-term goals.

You lay the foundations for adulthood during your teenage years, and learning how to manage your finances is a vital part of this.

You may assume that children don’t need to learn about money until they reach their teenage years and become more independent.