When it comes to creating a robust financial strategy, two principles stand out: diversification and asset allocation. These concepts work hand-in-hand to help manage risk and support long-term goals.

In the weeks leading up to the 2025 Budget Statement, the headlines were full of predictions. Would taxes rise? Would capital gains or pensions take a hit? Speculation was everywhere.

Have you ever looked at your financial situation and felt that familiar knot in your stomach? Maybe you've been putting off organising those scattered investment accounts, or you know your savings rate (the amount you invest each month) isn't where it should be. Perhaps you've glanced at a friend's retirement balance and wondered how you fell so far behind.

Here are five year-end actions you can take to give you peace of mind during the holidays and help you to start 2026 on the right foot.

The parallels between medicine and personal finance are noteworthy, as both require discipline, prudence, and timely actions. Just as physical health depends on preventative care and informed decisions, monetary well-being relies on sound financial habits.

When managing money and working towards financial goals, it's important to understand which factors we can control and which we can’t.

Interest rates, inflation, investment market returns, and economic growth fall outside our control. However, there are many factors we can control, and each of these becomes a lever we can pull to adjust our future financial circumstances.

If you’ve ever felt more like a policy number than a person you’re not alone.

Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.

Many investors spend a great deal of time choosing the ‘perfect’ investment portfolio on their journey to building wealth. Creating the correct investment portfolio has a massive impact on our expected future investment returns, a critical element of our financial success.

While investment returns can be the difference between a good and a great retirement, they are ultimately out of our control. The best we can do is to position our portfolios for the return we need, but the rest is up to the financial markets.

Have you ever wished you could peek into the future before making an important financial decision? Many investors have fantasised about having a crystal ball that would reveal tomorrow's headlines today, allowing them to sidestep market downturns and capitalise on opportunities before they arise.

Our role as your lifetime financial partner is to reflect your decisions back to you, helping you make the right trade-offs for your unique circumstances. Where appropriate, we will push back and encourage you to follow the path of discipline that your future self will thank you for.

Embracing "Easy mode" means focusing on long-term, goal-oriented strategies that align with your values. It involves prioritising the essential concepts and actions for your success.

The road to financial freedom is a journey of a thousand steps. Fortunately, the path is well-trodden by millions of investors who have already reached financial independence.

Have you noticed how difficult it is to escape the news cycle?

From breaking alerts on your phone to commentary filling your social media feed, world events now follow us everywhere. In this age of constant connectivity, information isn't just available but almost unavoidable.

10 Visual Lessons to help you on your journey to Financial Freedom.

In Homer's epic tale The Odyssey, the hero Odysseus faces a daunting challenge on his journey home.

Being a business owner is rewarding, but it doesn't come without challenges, especially when income isn't consistent. Is your income seasonal? Does it come in lump sums once jobs are complete? These are common realities for many entrepreneurs across many different industries.

This inconsistency can make it incredibly difficult to manage your finances. How much should you be reinvesting in the business? When do you pay yourself? How do you prepare for expenses like taxes, insurance or stock?

Many people dream of a life where they can finally relax and pursue their passions. But between the businesses of life and the ever-present fear of running out of money, achieving financial freedom can seem like it may be out of reach.

Anchoring bias can have a significant impact on our financial decisions. Find out how this can impact you!

You never stop being a parent, and even your adult children may need some advice about their finances as they face new hurdles and begin thinking about their long-term goals.