Many investors spend a great deal of time choosing the ‘perfect’ investment portfolio on their journey to building wealth. Creating the correct investment portfolio has a massive impact on our expected future investment returns, a critical element of our financial success.

While investment returns can be the difference between a good and a great retirement, they are ultimately out of our control. The best we can do is to position our portfolios for the return we need, but the rest is up to the financial markets.

Have you ever wished you could peek into the future before making an important financial decision? Many investors have fantasised about having a crystal ball that would reveal tomorrow's headlines today, allowing them to sidestep market downturns and capitalise on opportunities before they arise.

Our role as your lifetime financial partner is to reflect your decisions back to you, helping you make the right trade-offs for your unique circumstances. Where appropriate, we will push back and encourage you to follow the path of discipline that your future self will thank you for.

Have you noticed how difficult it is to escape the news cycle?

From breaking alerts on your phone to commentary filling your social media feed, world events now follow us everywhere. In this age of constant connectivity, information isn't just available but almost unavoidable.

Anchoring bias can have a significant impact on our financial decisions. Find out how this can impact you!

The much-anticipated Autumn Budget was finally delivered on the 30th October, in reality it wasn't quite the fireworks show the nation was expecting.

Chancellor Rachel Reeves faced the task: filling the "black hole" in public finances while keeping her party's ambitious manifesto pledges. The solution? A plan to raise £41 billion in taxes over the next five years.

36% of under-25s turn to “finfluencers” – financial influencers – for help with managing their wealth.

There has been lots of noise over the past week about the stock markets and we want to reassure you that this is a normal part of investing.

The UK woke up Friday to a change in government, as Labour won the general election by achieving the biggest swing in recent parliamentary history…

When you focus on an important goal, other people’s opinions can be distracting, even derailing. Who cares if a friend doesn’t agree with your new exercise plan, as long as it’s working for you?

We work with various investment partners to help you achieve financial freedom. ebi Portfolios were launched in 2010