blogs

 

explore our blogs

Financial Education, Personal Finance George Thomas Financial Education, Personal Finance George Thomas

It's Never Too Late to Get Your Finances in Shape

Have you ever looked at your financial situation and felt that familiar knot in your stomach? Maybe you've been putting off organising those scattered investment accounts, or you know your savings rate (the amount you invest each month) isn't where it should be. Perhaps you've glanced at a friend's retirement balance and wondered how you fell so far behind.

Read More
Personal Finance George Thomas Personal Finance George Thomas

Understanding Your Financial Levers

When managing money and working towards financial goals, it's important to understand which factors we can control and which we can’t.

Interest rates, inflation, investment market returns, and economic growth fall outside our control. However, there are many factors we can control, and each of these becomes a lever we can pull to adjust our future financial circumstances.

Read More
Personal Finance George Thomas Personal Finance George Thomas

Why Choose an Independent Practice Over a Big National Firm?

If you’ve ever felt more like a policy number than a person you’re not alone.

Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.

Read More
Financial Education, Business Owners George Thomas Financial Education, Business Owners George Thomas

Managing Money as a business owner

Being a business owner is rewarding, but it doesn't come without challenges, especially when income isn't consistent. Is your income seasonal? Does it come in lump sums once jobs are complete? These are common realities for many entrepreneurs across many different industries.

This inconsistency can make it incredibly difficult to manage your finances. How much should you be reinvesting in the business? When do you pay yourself? How do you prepare for expenses like taxes, insurance or stock?

Read More