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Personal Finance George Thomas Personal Finance George Thomas

Understanding Your Financial Levers

When managing money and working towards financial goals, it's important to understand which factors we can control and which we can’t.

Interest rates, inflation, investment market returns, and economic growth fall outside our control. However, there are many factors we can control, and each of these becomes a lever we can pull to adjust our future financial circumstances.

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Personal Finance George Thomas Personal Finance George Thomas

Why Choose an Independent Practice Over a Big National Firm?

If you’ve ever felt more like a policy number than a person you’re not alone.

Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.

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Financial Education, Business Owners George Thomas Financial Education, Business Owners George Thomas

Managing Money as a business owner

Being a business owner is rewarding, but it doesn't come without challenges, especially when income isn't consistent. Is your income seasonal? Does it come in lump sums once jobs are complete? These are common realities for many entrepreneurs across many different industries.

This inconsistency can make it incredibly difficult to manage your finances. How much should you be reinvesting in the business? When do you pay yourself? How do you prepare for expenses like taxes, insurance or stock?

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