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Financial Education George Thomas Financial Education George Thomas

A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan

On 28 October, Chancellor John Healey delivers his first Budget under PM Andy Burnham and the speculation is already flying: pensions, capital gains, property taxes, you name it.

Here's the thing: last time pension cash was rumoured to be under threat, withdrawals jumped 63% in a year as people rushed to act "just in case." Some of that was sensible. A lot of it, in hindsight, wasn't because you can't undo taking money out of a pension.

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Personal Finance George Thomas Personal Finance George Thomas

Why Choose an Independent Practice Over a Big National Firm?

If you’ve ever felt more like a policy number than a person you’re not alone.

Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.

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Personal Finance George Thomas Personal Finance George Thomas

The AUTUMN Budget 2024

The much-anticipated Autumn Budget was finally delivered on the 30th October, in reality it wasn't quite the fireworks show the nation was expecting.

Chancellor Rachel Reeves faced the task: filling the "black hole" in public finances while keeping her party's ambitious manifesto pledges. The solution? A plan to raise £41 billion in taxes over the next five years.

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