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Pensions and Inheritance Tax: What HMRC's New Rules Mean for Your Family from 2027
HMRC has published the detailed rulebook for bringing pensions into inheritance tax from April 2027. Including a 50% "withholding" power for executors and payment deadlines that catch families off guard.
A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan
On 28 October, Chancellor John Healey delivers his first Budget under PM Andy Burnham and the speculation is already flying: pensions, capital gains, property taxes, you name it.
Here's the thing: last time pension cash was rumoured to be under threat, withdrawals jumped 63% in a year as people rushed to act "just in case." Some of that was sensible. A lot of it, in hindsight, wasn't because you can't undo taking money out of a pension.
Information was never the problem
For years, UK investors have sourced financial information from wherever it felt most accessible at the time.
Thinking About Working With a Financial Planner? Here Are the Questions That Really Matter
There comes a point when you want more clarity, confidence, and structure around your money. And for many people, that means speaking to a financial planner for the first time. If you’re taking that step, the questions you ask in that first conversation can shape the partnership that follows. Here’s how to make the most of it…
Budget 2025: What Really Happened
In the weeks leading up to the 2025 Budget Statement, the headlines were full of predictions. Would taxes rise? Would capital gains or pensions take a hit? Speculation was everywhere.
Your Year-End Financial Checklist
Here are five year-end actions you can take to give you peace of mind during the holidays and help you to start 2026 on the right foot.
Why Choose an Independent Practice Over a Big National Firm?
If you’ve ever felt more like a policy number than a person you’re not alone.
Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.
Creating your financial freedom
Many people dream of a life where they can finally relax and pursue their passions. But between the businesses of life and the ever-present fear of running out of money, achieving financial freedom can seem like it may be out of reach.
Do you Suffer from Anchoring?
Anchoring bias can have a significant impact on our financial decisions. Find out how this can impact you!
How to talk to adult children about money
You never stop being a parent, and even your adult children may need some advice about their finances as they face new hurdles and begin thinking about their long-term goals.
The AUTUMN Budget 2024
The much-anticipated Autumn Budget was finally delivered on the 30th October, in reality it wasn't quite the fireworks show the nation was expecting.
Chancellor Rachel Reeves faced the task: filling the "black hole" in public finances while keeping her party's ambitious manifesto pledges. The solution? A plan to raise £41 billion in taxes over the next five years.
How to talk to Teenagers about money
You lay the foundations for adulthood during your teenage years, and learning how to manage your finances is a vital part of this.
How to talk to children about money
You may assume that children don’t need to learn about money until they reach their teenage years and become more independent.
The rise (and Possibly fall) of “Finfluencers”
36% of under-25s turn to “finfluencers” – financial influencers – for help with managing their wealth.
Investment Perspectives
There has been lots of noise over the past week about the stock markets and we want to reassure you that this is a normal part of investing.
Lasting Powers of Attorney
Losing capacity can be a daunting prospect, but acting early can protect your best interests
Passing on your Wealth
You’ve spent a lifetime building your wealth, so you’ll want to make sure that it’s distributed according to your wishes.
The Four Pillars of Financial Wellbeing
Ever feel like your finances control you, rather than the other way around? You're not alone.
Who is responsible for calculating Inheritance Tax and what happens if they make a mistake?
HMRC are investigating 2,000 families for underpaying Inheritance Tax. Learn who is liable for calculating what is owed and what happens if they make a mistake.